The Penn Record May 16, 2016, 6:29pm


Married adults sue credit agencies

PHILADELPHIA — A married adults are suing Equifax, Inc., TransUnion LLC, Experian Corporation, Barclays Bank Delaware and John Does 1-10, credit agencies, citing alleged false reporting.

James Baker and Norma-Vargas Baker filed a complaint on April 20, in the U.S. District Court for the Eastern District of Pennsylvania against the defendants alleging that they violated the Truth in Lending Act.

According to the complaint, the plaintiffs allege that in January 2015, they applied for a mortgage originator license in Maryland, New Jersey, Virginia, Florida and Colorado but their application in Virginia and Florida was denied and those in Maryland and New Jersey was granted only after they explained that he was disputing the false information in his credit report. They were shocked when they see that he owed more than $4,000 in outstanding debt, which never existed. Defendants reported debts in the amount of $4,800, $6,200 and $6,400. During that time, his card was in disuse. As a result, they sustained damages, emotional distress and mental anguish. The plaintiffs holds Equifax, Inc., TransUnion LLC, Experian Corporation, Barclays Bank Delaware and John Does 1-10 responsible because the defendants allegedly reported and maintained that they owed an illegitimate debt, should have known that said debt was false and continued to report that they owed false debt.

The plaintiffs request a trial by jury and seek compensation for damages, costs and reasonable attorney's fees and such other relief as the court may deem just and proper. They are represented by Matthew B. Weisberg and David Berlin of Weisberg Law in Morton, Pennsylvania.

U.S. District Court for the Eastern District of Pennsylvania Case number 5:16-cv-01890

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U.S. District Court of Eastern District of Pennsylvania
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Philadelphia, PA 19106

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