Debtor declares agency’s collection attempt unlawful

By Carol Ostrow | Jun 23, 2015

PHILADELPHIA - A West Virginia citizen filed a lawsuit against a Pennsylvania collections firm claiming violation of debt collection law in 2014.

Lynda Borror of Piedmont, W.Va., sued Federal Bond and Collection Service Inc. of Hatboro (FCBS) and Does 1-10 in the U.S. District Court for the Eastern District of Pennsylvania on June 9, alleging unlawful practices.

“Does 1-10” are individual collector agents employed by FBCS whose identities remain unknown to the plaintiff. According to the complaint, Borror allegedly incurred a financial obligation to one original creditor for family, personal or household services. The debt was assigned to FBCS.

When the defendant first contacted Borror in December, she informed the firm that she had limited income and was unable to make a payment; stated that she was under a doctor’s care, and requested it to cease calling as it purportedly aggravated her medical condition.

The plaintiff avers that the company disregarded her requests and continued to call despite knowing that the calls would not result in any payments.

Maintaining that the defendants violated the Fair Debt Collection Practices Act (FDCPA), engaged in behavior intended to harass, oppress or abuse her, and used unfair means to collect a debt, the plaintiff seeks actual and statutory damages of $1,000, punitive damages, attorneys fees and court costs. She is represented by Jody Burton of Lemberg Law in Stamford, Conn.

U.S. District Court for the Eastern District of Pennsylvania Case 2:15-cv-03207-JHS

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