Consumer claims Trans Union, Experian mixed credit file with his brother's file

By Louie Torres | Jan 29, 2018

PHILADELPHIA – A Texas resident alleges he has suffered harm to his credit score and credit reputation because Trans Union and Experian have confused his credit file with that of his brother.

PHILADELPHIA – A Texas resident alleges he has suffered harm to his credit score and credit reputation because Trans Union and Experian have confused his credit file with that of his brother.

Jonathan Cao filed a complaint on Jan. 25 in the U.S. District Court for the Eastern District of Pennsylvania against Trans Union LLC and Experian Information Solutions Inc. alleging violation of the Fair Credit Reporting Act.

According to the complaint, the plaintiff claims that since February 2017, the defendants have been reporting derogatory and inaccurate statements and information regarding his credit history to third parties. He alleges the defendants mixed his credit file with his brother's file, who has a similar name.

The plaintiff holds Trans Union LLC and Experian Information Solutions Inc. responsible because the defendant allegedly failed assure the maximum possible accuracy of his credit report.

The plaintiff requests a trial by jury and seeks actual damages, statutory damages, punitive damages and any further relief the court grants. He is represented by Mark D. Mailman and Alexis I. Lehmann of Francis & Mailman PC in Philadelphia.

U.S. District Court for the Eastern District of Pennsylvania case number 2:18-cv-00309-CMR

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