PHILADELPHIA – A Philadelphia woman alleges a collection letter she received did not clearly identify the creditor.
Keisha Nicholson filed a complaint on behalf of herself and all others similarly situated on Feb. 15 in the U.S. District Court for the Eastern District of Pennsylvania against Merchants Credit Guide Co. and John Does 1-25 citing the Fair Debt Collection Practices Act.
According to the complaint, Montgomery Ward contracted the defendant to collect an alleged debt from the plaintiff. The plaintiff alleges that on June 5, 2017, she received a collection letter from the defendant that does not contain all of the requirements of the G notice as required by the FDCPA. She alleges the letter failed to clearly state who the creditor is.
The plaintiff holds Merchants Credit Guide Co. and John Does 1-25 responsible because the defendants allegedly made a false and misleading representation to collect an alleged debt.
The plaintiff seeks judgment against the defendant, statutory damages, actual damages, court costs, interest and any further relief the court grants. She is represented by Antranig Garibian of Garibian Law Offices PC in Philadelphia.
U.S. District Court for the Eastern District of Pennsylvania case number 2:18-cv-00680-AB