PHILADELPHIA — A man is suing Trans Union LLC, a credit reporting agency, alleging unfair credit reporting.
William Carey Rice filed a complaint on April 22 in the U.S. District Court for the Eastern District of Pennsylvania against Trans Union LLC alleging that the credit reporting agency allegedly violated the Fair Credit Reporting Act.
According to the complaint, the plaintiff alleges that since March 2016, his Trans Union credit reports had been marked by defendant as "deceased". He was declined for a credit card in whole or in part because his credit report was marked with "deceased". As a result, he has suffered actual damages in the form of credit denial or loss of credit opportunity, credit defamation, emotional distress, anxiety, frustration, embarrassment and humiliation. The plaintiff holds Trans Union LLC responsible because the defendant allegedly failed to verify with any source that a consumer is, in fact, deceased and routinely sold to third parties credit reports for persons with a “deceased” mark on their reports.
The plaintiff requests a trial by jury and seeks compensation for all damages, costs and reasonable attorney's fees and for such other and further relief as may be necessary, just and proper. He is represented by Mark Mailman and Gregory Gorski of Francis & Mailman PC in Philadelphia.
U.S. District Court for the Eastern District of Pennsylvania Case number 2:16-cv-01918