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PENNSYLVANIA RECORD

Friday, April 26, 2024

Property owner claims Caliber Home Loans Inc. is attempting to collect a mortgage that was satisfied years ago

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PHILADELPHIA – A Philadelphia consumer alleges debt collectors are attempting to collect on a mortgage that was satisfied in 2011.

Danielle Abdur-Rahman filed a complaint on Dec. 20, 2017, in the U.S. District Court for the Eastern District of Pennsylvania against Caliber Home Loans Inc.; McCabe, Weisberg & Conway PC; LSF9 Master Participation Trust alleging violation of the Fair Debt Collection Practices Act and other counts.

According to the complaint, the plaintiff's father was previously the owner of a Mars Place, Philadelphia property and fully satisfied the mortgage with Household Finance Consumer Discount Co. in April 2011. The suit states the plaintiff became the owner of the property in 2014 after her father's death.

The suit Household Finance Consumer Discount Co. sold the mortgage to LSF9 in December 2015 and Caliber began contacting the plaintiff to collect despite the fact the mortgage was previously satisfied. The suit states a foreclosure action has been filed on the Mars Place property.

The plaintiff holds the defendants responsible because they allegedly attempted to collect an amount that is not authorized by an agreement creating the debt and for using false, deceptive or misleading to collect a debt.

The plaintiff requests a trial by jury and seeks actual damages, statutory damages, treble damages, punitive damages, injunctive relief, court costs and any further relief the court grants. She is represented by Mark D. Mailman and Joseph L. Gentilcore of Francis & Mailman PC in Philadelphia.

U.S. District Court for the Eastern District of Pennsylvania case number 2:17-cv-05704-ER

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