Consumer alleges inaccurate information from LVNV Funding on credit report caused damage

By Louie Torres | Feb 21, 2018

HARRISBURG – A Jonestown consumer alleges incorrect information is being reported on her credit reports.

HARRISBURG – A Jonestown consumer alleges incorrect information is being reported on her credit reports.

Denise Walbert filed a complaint on Feb. 14 in the U.S. District Court for the Middle District of Pennsylvania against LVNV Funding LLC, Experian Information Solutions Inc. and Equifax Information Services LLC alleging violation of the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.

According to the complaint, LVNV acquired plaintiff's alleged debt after it went into default and retained another entity to collect the debt. She alleges she received a letter in March 2017 regarding the alleged debt, but she alleges she did not owe any amount on the debt. The suit states a judge found she did not owe the debt in October 2017.

The plaintiff alleges she submitted letters to Trans Union, Experian and Equifax in October 2017 and that Trans Union deleted references to the debt from plaintiff's files but Equifax and Experian and have not done so.

The plaintiff holds LVNV Funding LLC, Experian Information Solutions Inc. and Equifax Information Services LLC responsible because the defendant credit bureaus allegedly failed to correct inaccurate information and LVNV allegedly failed to fully and properly investigate the plaintiff's dispute.

The plaintiff requests a trial by jury and seeks statutory or actual damages, court costs, punitive damages and any further relief the court grants. She is represented by Daniel Ruggiero of Thompson Consumer Law Group PLLC in Newton, Massachusetts.

U.S. District Court for the Middle District of Pennsylvania case number 1:18-cv-00366-YK

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