Dyanne Lozier Williams has taken legal action against a corporation for allegedly violating federal laws designed to protect consumers from abusive debt collection practices. The complaint was filed by Williams in the Court of Common Pleas of Allegheny County, Pennsylvania, on February 6, 2025, targeting Credit Collection Services as the defendant.
The case centers around accusations that Credit Collection Services furnished false and inaccurate information about Williams' credit status to TransUnion, a major credit reporting agency. According to the complaint, this misinformation persisted despite a formal dispute letter sent by Williams' attorneys on December 17, 2024. The letter informed Credit Collection Services that the reported debt was inaccurate and requested that it be marked as disputed or removed from her credit report. However, on January 7, 2025, Credit Collection Services allegedly updated the tradeline with misleading information indicating that the debt was still in collection.
Williams claims these actions violate several provisions of the Fair Debt Collection Practices Act (FDCPA), specifically citing sections related to false representation of debt and failure to communicate its disputed status. The FDCPA aims to eliminate abusive practices in debt collection and protect consumers from unfair treatment. "By falsely and inaccurately representing the character and legal status of the alleged and extinguished debt," the complaint states, "Credit Collection Services thereby communicated credit information which is known or should be known to be false."
The plaintiff seeks judgment against Credit Collection Services for actual damages due to emotional distress and inconvenience caused by these alleged violations. Additionally, Williams requests statutory damages as permitted under FDCPA guidelines along with coverage for attorney's fees and other court costs.
Representing Dyanne Lozier Williams are attorneys Joshua P. Ward and Travis A. Gordon from J.P. Ward & Associates LLC based in Pittsburgh. The case is filed under Docket No. CVPDD008S334F489 with no specific judge named at this stage.