Daniel Negron, a resident of Philadelphia, has filed a lawsuit against Westlake Services, LLC, accusing the company of violating multiple consumer protection laws. The complaint was lodged in the Court of Common Pleas of Allegheny County, Pennsylvania, on February 28, 2025. Negron claims that Westlake Services wrongfully reported a debt on his credit report despite a prior court judgment in his favor.
The case stems from an alleged debt amounting to $9,735.30 that Westlake Services pursued against Negron in September 2021. However, by February 3, 2021, the Philadelphia Municipal Court had ruled in favor of Negron regarding this debt. Despite this ruling, Negron discovered in May 2023 that the debt was still being reported on his credit report. According to the complaint filed by Negron's attorney John T. Shaffer Jr., Esq., from Starks Law P.C., Westlake Services continued to misrepresent the legal status and amount of the debt to credit reporting agencies. "Defendant reported a debt to the credit reporting agencies that Plaintiff legally did not owe," reads one accusation in the complaint.
Negron's lawsuit accuses Westlake Services of violating several statutes including the Fair Debt Collection Practices Act (FDCPA), Fair Credit Extension Uniformity Act (FCEUA), Unfair Trade Practices and Consumer Protection Law (UTPCPL), and Fair Credit Reporting Act (FCRA). Specifically, he alleges that Westlake Services failed to update or correct information with credit agencies even after being informed about the dispute over the alleged debt. The complaint argues that these actions constitute unfair and deceptive practices under both state and federal law.
Negron is seeking various forms of relief from the court. He requests compensatory damages for emotional distress caused by these alleged violations as well as statutory damages under FDCPA provisions. Additionally, he seeks treble damages under FCEUA and UTPCPL for what he describes as fraudulent or deceptive conduct by Westlake Services. His legal team also demands reimbursement for attorney’s fees and other litigation costs incurred during this process.
Representing Daniel Negron is attorney John T. Shaffer Jr., Esq., while Michael F. Ratchford is listed as an attorney involved in related proceedings with contact details provided for further inquiries about legal representation options available through local bar associations if needed by defendants like Westlake Services LLC who have been named hereinabove throughout this document reference point number SC-21-09-24-4585 which was initially brought before Judge Greg O Yorgey-Girdy presiding over such matters within jurisdictional boundaries set forth therein accordingly per case law precedent established previously across similar contexts nationwide today!