Man whose property incurred water damage says Allstate Insurance Company mishandled his claim

By Nicholas Malfitano | Jun 7, 2017

PHILADELPHIA – A Philadelphia policyholder has brought legal action against a prominent insurance provider, arguing he suffered tens of thousands of dollars in financial damage when that provider didn’t reimburse him for the remediation of water damage on his property.

Vincent Webster of Philadelphia filed suit in the Philadelphia County Court of Common Pleas on June 2 versus Allstate Insurance Company of Northbrook, Ill.

Webster possessed an Allstate insurance policy governing his property on East Sedgwick Street in Philadelphia, when, on Nov. 1, he suffered a “sudden and accidental direct physical loss due to accidental discharge of water at the insured premises.” Webster avers he reported the loss to Allstate in a timely manner and cooperated with all aspects of the company’s investigation.

“Defendant, despite demand for benefits under its policy of insurance has failed and refused to pay to plaintiff those benefits due and owing under said policy of insurance. Solely as a result of defendant’s failure and refusal to pay benefits to plaintiff as required under the aforementioned policy of insurance, as well as the mishandling of plaintiff’s claim, plaintiff has suffered loss and damage in an amount not in excess of $50,000,” the complaint says.

For a count of breach of contract, the plaintiff is seeking damages not in excess of $50,000, plus interest and costs in this matter.

The plaintiff is represented by Scott R. Gallant of Gallant Bergstralh & Hadgis, in Philadelphia.

Philadelphia County Court of Common Pleas case 170504631

From the Pennsylvania Record: Reach Courts Reporter Nicholas Malfitano at

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