PHILADELPHIA – A policyholder whose apartment suffered physical loss and damages claims that a pair of major insurance companies have failed and refused to provide her the coverage that was due her in this situation, under those same policies.
Miesja Cubito of Brookhaven filed suit in the Philadelphia County Court of Common Pleas on May 22 versus State Farm Fire and Casualty Company of Bloomington, Ill. and Firstline National Insurance Company, of Bel Air, Md.
According to the suit, State Farm had issued a policy to Trimble Run Condominium Association covering Cubito’s apartment property at 280 Bridgewater Road in Brookhaven. On June 17, 2017, Cubito alleged she suffered a sudden and accidental direct physical loss to the property, resulting in damage to the insured property.
Cubito claims she cooperated fully with both State Farm and Firstline according to their policies and procedures, and the defendants, despite demands for benefits under their policies of insurance, have failed and refused to pay to plaintiff those benefits due and owing under said policies of insurance.
“Defendants have breached their contractual obligations to pay benefits to plaintiff for a loss covered under their policies of insurance. Solely as a result of defendants’ failure and refusal to pay benefits to plaintiff as required under the aforementioned policies of insurance, plaintiff has suffered loss and damage in an amount not in excess of $50,000,” the suit states.
For breach of contract, the plaintiff is seeking damages, jointly and severally, not in excess of $50,000, plus interest and costs.
The plaintiff is represented by Scott R. Galant of Gallant & Bergstralh, in Philadelphia.
Philadelphia County Court of Common Pleas case 180502310
From the Pennsylvania Record: Reach Courts Reporter Nicholas Malfitano at nickpennrecord@gmail.com