PITTSBURGH – A Pittsburgh woman who owns a residential property in Florida claims that her insurance company refused to reimburse her for losses sustained to the property, after a broken valve caused the property significant damage.
Jacqueline Rosenberg of Pittsburgh filed suit in the Allegheny County Court of Common Pleas on Nov. 4 versus Tower Hill Insurance Group, of Gainesville, Fla.
“Plaintiff owns real property located at 267 Cheshire Way, Naples, Florida. Defendant is an insurance company licensed to conduct business in the Commonwealth of Pennsylvania and to place policies of insurance for properties located in Florida. ” the suit states.
“For the policy period of Oct. 3, 2019 through Oct. 3, 2020, while in Pittsburgh, Pennsylvania, plaintiff negotiated and obtained a policy of insurance, Policy No. 9006648547, from defendant. Plaintiff does not possess a complete copy of the policy. The policy provides coverage for damage caused by a valve break.”
On Dec. 24, 2019, the property suffered a loss caused by a broken valve. As a result of the valve break, the plaintiff incurred significant cost to repair and/or replace the property. Rosenberg says she notified the company of the loss and despite coverage under the policy, the defendant has failed and refused to fully honor the claim for insurance coverage.
“Plaintiff has performed all of her duties under the policy. Plaintiff has demanded overage for the loss. Defendant has refused to provide coverage to plaintiff for the loss. Defendant has breached its duties to provide coverage under the policy. Defendant’s breach has directly and proximately caused plaintiff damage,” per the suit.
For breach of contract, the plaintiff is seeking damages in excess of $150,000, plus interest, costs and such other relief as this Court deems just, plus a trial by jury.
The plaintiff is represented by Jeffrey P. Resnick of Sherman Silverstein Kohl Rose & Podolsky, in Moorestown, N.J.
The defendant has not yet secured legal counsel.
Allegheny County Court of Common Pleas case GD-20-011451
From the Pennsylvania Record: Reach Courts Reporter Nicholas Malfitano at nick.malfitano@therecordinc.com